Unsecured Business Loans

Xpress same day loan approvals

Loans from $5,000 to $500,000

100% Unsecured - No collateral required!

No financials required up to $150K!

3 to 36 month loan terms

Cash flow friendly repayments

Complete our Xpress Application to get started!

SPECIAL OFFER - No repayments for the first 8 weeks on approved Business Loans!*

*Approved customers will have the option of no repayments for the first 8 weeks. The loan term will be extended and interest will accrue from the settlement date to the end of the term. Offer ends 31/12/21

Unsecured Business Finance from only 8.44%!

Need funds to grow your business, support cash flow or take advantage of a new opportunity?

Our fast & easy unsecured small business loan can provide the money you need now.

With an ABN and 3 months bank statements you can borrow up to 200% of your monthly turnover!


Same-day approval, funding possible within 24 hours.


Cash-flow friendly repayments and loan terms.


Simple, fast and convenient 100% online application.


Years of experience means we understand business.

Xpress Business Loans

Our loan process is simple, easy, and fast - we’ll let you know if you’ve been approved within hours!

Get started today by completing our Xpress Application or by calling 1300 840 364

Apply Now!



Quick and easy access to finance is one of the biggest challenges facing small businesses. If you’ve ever applied to a bank for a business loan, equipment finance, invoice finance, a second mortgage or an overdraft you’ll know it's a lot of HARD work.

Now there's a better option! At Xpress Business Loans we can help you access the money you need to manage your cash flow and grow your business. There's no drawn-out or difficult application process and there's no need to put your family home on the line - just a simple application you can complete online in as little as 5 minutes. 

Our loans are tailored to your needs and budget - you’re in control with a fixed interest rate, so you’ll always know what your repayments are. And remember as our loans are unsecured there is no risk to your home or business!

Whether you need the funds for a new marketing campaign, payment of wages or suppliers, BAS or ATO obligations, or to purchase stock or invest in new equipment, we’ve got you covered.

And did we mention we’re Fast! We’re not called Xpress Business Loans for kicks - once approved you can expect to receive the funds in your bank account by the next business day, often within hours!

Don’t wait - get started today by completing our Xpress Application or by calling 1300 840 364 - we’re ready to help you right now!



Minimum Lending Criteria

Trading for 6+ months
[or bought an existing business 3+ months ago]

Minimum of $5,000 per month in turnover

Business registered for GST


Loan Requirements

Loans under $150,000

Driver’s Licence details

Business ABN

Linked bank data
[3 months business bank statements]

Loans over $150,000

Financial Statements
[balance sheet, profit & loss]

Trading for 2+ years

As seen on...

Keep your business moving with a funding solution to match your needs!



Your Name

Your Email

Email Subject

Your Message



Complete our Xpress Application form to find out how much your business can borrow today!

Apply Now!

XpressPAY.com.au [*NEW*]

Sell more to your business customers by offering Buy Now Pay Later terms!

XpressPAY is a better way for your business customers to buy now and pay later, helping you sell more, more often. You'll be able to offer them credit of $500 to $250,000 with interest and repayment-free terms of up to 3 months, while getting paid upfront.

Learn More!