Business Loans, Done Faster!

 Xpress same day loan approvals

 Loans from $5,000 to $250,000

100% Unsecured - no collateral required

3 to 24 month loan terms

Cash flow friendly repayments

Complete our Xpress Application to get started!

Unsecured Business Loans

Need funds to grow your business, support cash flow or take advantage of a new opportunity?

Our fast & easy unsecured small business loan can provide the money you need now!


Same-day approval, funding possible within 24 hours.


Cash-flow friendly repayments and loan terms.


Simple, fast and convenient 100% online loan application.


Years of experience means we understand business.

Xpress Business Loans

Our loan process is simple, easy, and fast - we’ll let you know if you’ve been approved within hours!

Get started today by completing our Xpress Application or by calling 1300 048 428

Apply Now!



Quick and easy access to finance is one of the biggest challenges facing small businesses at the moment. If you’ve ever applied for equipment asset finance, factoring, bank loans, second mortgages or an overdraft you’ll know it can be a lot of HARD work.

We’re passionate about helping small business owners access the money they need to manage their cash flow and grow their business. With Xpress Business Loans there's no drawn-out and difficult application process and there's no need to put your house on the line - just a simple application you can complete 100% online in as little as 5-10 minutes. 

Our loans are tailored to your needs and budget - you’re in control with a fixed interest rate, so you’ll always know what your repayments are. Best of all our loans are completely unsecured!

Whether you need the funds for a new marketing campaign, payment of wages or suppliers, BAS or ATO obligations, or to purchase stock or invest in new equipment, we’ve got you covered.

And did we mention we’re Fast! We’re not called Xpress Business Loans for kicks. Once approved you can expect to receive the funds in your bank account by the next business day!

Don’t wait - get started today by completing our Xpress Application or by calling 1300 048 428 - we’re ready to help you right now!



  • No asset security/assets required [100% unsecured!]
  • 3 to 24 month loan terms
  • Borrow $5,000 to $250,000
  • Rates from 1% per month [factor rate]
  • Principal & Interest repayments



  • Cash-flow friendly repayments [daily or weekly]
  • Total repayment detailed upfront
  • No penalties for early repayments
  • No application fee
  • Same day loan approvals
  • Funds in account within next business day

Minimum Lending Criteria

  • Trading for 6+ months (or bought an existing business 3+ months ago)
  • $10,000 per month turnover
  • Use for any business purpose


Loan Requirements

Loans under $100,000

  • Your Driver’s Licence number
  • The ABN for your business
  • 3 months bank statements [BSB & account number required]

Loans over $100,000

  • Financial statements i.e. P&L, balance sheet, aged payables and receivables
*Note: To qualify for $100k, business needs to be trading for min. 3 years
^ Approved customers only. Terms, conditions, fees and charges apply. Interest rates vary depending on a number of factors, including the information you provide us and the lenders assessment of your application. All applications are subject to lending and approval criteria. Settlement times may vary depending on circumstances.
* Xpress Business Loans are provided by Prospa Advance Pty Ltd ACN 006 593 219. Terms and conditions and fees and charges apply. Request more information by calling 1300 048 428. Xpress Business Loans is the introducer only and does not guarantee or support Prospa Advance Pty Ltd in any way. Prospa is not part of Xpress Business Loans.



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Complete our Xpress Application form to find out how much your business can borrow today!

Apply Now!